OLA Executive Condo
the ONLY EC Launch in Sengkang in Years to Come!

Housing Loan Information
Residential Home Loan Regulations (MAS)
First Loan | Second Loan | Third Loan | |
Loan Tenure | Up to 30 years 31 - 35 years | Up to 30 years 31 - 35 years | Up to 30 years 31 - 35 years |
Age | Age used to calculate loan tenure, will be based on income-weighted | ||
Up to 65 Up to 70 - 75 Up to 70 - 75 | Up to 65 Up to 70 - 75 Up to 70 - 75 | Up to 65 Up to 70 - 75 Up to 70 - 75 | |
Maximum LTV Limit | 75% 55% 55% | 45% 25% 25% | 35% 15% 15% |
20% (non-individual) | |||
Minimum Cash Downpayment | 5% 10% 10% | 25% 25% 25% | 35% 15% 15% |
Guarantors / Co-Borrowers | All Co-borrowers must be mortgagors. | ||
Mortgage Servicing Ratio | N/A | ||
Total Debt Servicing Ratio | 60% | ||
Stress Test Interest Rate | 3.5% |